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Silverdale acountant thinks he can save college students money
"Frank Warner knows that no one wants to pay the full asking price for anything expensive, including higher education.That's why he is offering help on what most people see as a necessary evil, breaking the bank to pay for college. Have you ever paid sticker price for a car? A house? Anything in Mexico? Warner asks during his seminar, Ca$h for College. Paying for college is the same way. It can all be negotiated.Warner, a certified public accountant based in Silverdale, got the idea for his seminar when his clients' children started getting older and heading to college. Rather than lose them to some other CPA, Warner studied up on colleges and what they use to determine aid.It's not rocket science, Warner said. I tell my clients, 'I'm no smarter than you guys.' I just have done all the leg work.Warner then used his accounting background to learn where money is best kept when applying for loans. He researched every money storage nook and cranny, including where the government and universities hide their cash.People park their stuff in the wrong place and they get screwed for it, Warner said.He explained that for students and parents to get the most for their money they must play the right game. Since only 1 percent of scholarships come from outside the federal government and colleges, it's all about seeing what one can get out of the university they wish to attend. Warner also dispels myths about college aid. Some parents think they make too much money or their child's test scores are not high enough to get aid. Warner said that with a little research, students can get more than they think they are entitled too. Warner also said one can actually pay less going to a private than a public university, since many private university aid packages are better.Once you get an acceptance letter, that doesn't really mean anything for aid, Warner said. You can call (universities) up and negotiate. They will always get money.There are three levels of pricing for the workshops, depending on how much work is done. The top $495 price for the help may seem steep, but Warner says it's worth it. He said he has offered a money-back guarantee on his services, but no one has ever taken him up on it. With the cost of a four-year college education now upwards of $120,000, knowing how to save thousands of dollars has been well worth the price of admission. The fee covers all the work Warner will do studying schools and how well a student will fare with them given their merit and status. We are showing them thousands of dollars, Warner said.Warner also said there is no time like the present for students and parents to start thinking about what schools they want to go to. He suggests high schoolers start planning and looking at schools in early September of their junior years. If parents and students don't get help from him, Warner said they should get help from somebody. I hate to see people go through this process by themselves, Warner said. The biggest mistake people make is not getting the information and it screws them.The Ca$h for College seminar is scheduled for 7 p.m. Sept. 20 at the Central Kitsap High School auditorium. There is no cost for admission. "